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Protect your Purchase

White Glove Installation

Haul Away

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Can Lease-to-Own Work for You?

The short answer is – YES. An approved lease-to-own transaction gets you products/goods now with each payment bringing you closer to ownership. If you have good credit or you’re building it1, lease-to-own can work for you! You have Lease-to-own choices through Conn’s HomePlus.

Benefits of Leasing to Own

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No or Little Credit Needed1

Whether you have no credit or you are building yours back up, Lease-to-own might be the best option for you to get the products you love into your home now without having to wait.

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No Long-term Commitment2

End your lease-to-own agreement without paying additional cost, fee, or penalty. See your rental purchase agreement or lease agreement with terms for ending your agreement or options to purchase the merchandise.

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Early Purchase Options

Customers can elect to own the merchandise early! By paying one of the Early Purchase Options available in your lease-to-own agreement you can avoid the additional cost of rental.

Conn’s HomePlus Lease to Own Partner Program

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American First Finance

Get clear terms, easy payment options, and consideration beyond your credit score with American First Finance. Take home what you really want!

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Get prequalified today, with NO impact to your credit

Our prequalification process takes minutes to complete and gets you prequalified instantly with no impact to your credit score.

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  1. Subject to approval and standard underwriting criteria. Approval is possible without a credit score, but credit will be checked. Approval is not guaranteed, and verification of identity is required. This is not a credit transaction.
  2. You may terminate this Agreement without paying additional cost, fee, or penalty to us at the end of any rental period by returning the Merchandise. See your rental purchase agreement or lease agreement with option to purchase for further details.